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Phone Pe is an Indian digital wallet and a UPI based payments application founded in August, 2016 by Sameer Nigam, Rahul Chari and Burzin Engineer. The company is headquartered in Bangalore. The app is available on Android and iOS.

PhonePe switched to the Unified Payments Interface (UPI) platform from its original proprietary platform in April 2016. UPI is an initiative of the National Payments Corporation of India (NPCI) and is built over the Immediate Payment Service infrastructure and allows the customers to send or receive money instantly with a single tap.

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